Visit this page throughout the Open Enrollment period to view information and documents as they become available.
Medical Plans — Non-Medicare Members
To meet our members’ different and unique needs, MCHCP will offer three medical plans in 2019. MCHCP will continue to offer the HSA Plan with an annual health savings account contribution; a PPO 1250 Plan which will include office visit copayments; and a PPO 750 Plan. MCHCP is also adding two exciting new medical plan benefits in 2019. One is an online weight management program called Naturally Slim®. The second is online doctor visits through Teladoc®.
Medical Plans — Medicare Members
MCHCP has selected UnitedHealthcare® (UHC) to offer a Group Medicare Advantage plan for medical coverage and will continue having Express Scripts (ESI) provide a Medicare Prescription Drug Plan for prescription drug coverage. The majority of services will require a copayment and some services will be subject to deductible and coinsurance. The UHC Plan includes SilverSneakers® Fitness which has over 14,000 fitness locations. You will also have access to online doctor visits at no cost to you.
Dental Plan
MCHCP's Dental Plan will be administered by a new vendor in 2019. MetLife will offer comprehensive dental benefits through their PDP Plus network of participating providers. While most benefits remain the same, the annual benefit maximum will be increased from $1,000 to $2,000 per person per calendar year.
MCHCP provides members a summary of benefits available in 2019. Attendees may submit questions to be answered during the presentation. To Register: Log in to myMCHCP and choose Open Enrollment from the menu bar.
Active Employee
Oct. 1, 2018 — 10:00 AM CDT
Oct. 9, 2018 — 10:00 AM CDT
Oct. 17, 2018 — 10:00 AM CDT
Non-Medicare Retiree
Oct. 1, 2018 — 1:00 PM CDT
Oct. 9, 2018 — 1:00 PM CDT
Oct. 17, 2018 — 1:00 PM CDT
Medicare Retiree
Medicare-eligible retirees, survivors, long-term disability subscribers, terminated vested subscribers and Medicare-eligible dependents
UnitedHealthcare (UHC) Group will be conducting informational meetings on the Medicare Advantage Plan. Call 844-884-1848 for more information.
MCHCP will createhas created Open Enrollment videos to educate members and explain the 2019 plan benefit options. There will beis an an Insurance 101 video that describes the terms used in the different medical plan descriptions and videos that explain the 2019 benefit options available through the HSA Plan, the PPO 1250 and the PPO 750 plans.
Members may view all the videos in a playlist available on the MCHCP YouTube page.
Open Enrollment Options
Adding Coverage
To enroll dependents, you must also be enrolled in the plan(s) and provide proof of eligibility for each dependent, if not previously submitted. You may enroll in different levels of coverage for medical, dental and vision plans.
(Retirees) If you are not already enrolled in medical, dental and/or vision coverage, you cannot enroll in these plans during Open Enrollment. New dependents may only be added due to a life event. View Enrollment for more information.
Transferring Coverage
If you are a retiree and your spouse is either an active state employee or retiree, you may transfer to your spouse’s coverage or from your spouse’s coverage to your own as long as you are both eligible for coverage through MCHCP. You may transfer to either plan at any time it is advantageous to you, as long as coverage is continuous.
Canceling Coverage
(Retirees) If you cancel coverage on yourself and/or your dependents, you and/or your dependents cannot enroll at a later date.
If you do not enroll during Open Enrollment and you are currently enrolled:
If you do not want coverage in any or all of the plans, you must cancel your coverage during Open Enrollment.
Married Employees
If you are an active state employee married to another active state employee, you each must enroll separately. If you wish to share a family deductible and out-of-pocket maximum for your medical plan, you must each enroll in the same medical plan with the same carrier and provide your spouse’s name and Social Security number at enrollment.
Active Employees
MCHCP requires proof of eligibility for covered dependents; for example, a birth certificate for your child or marriage license for your spouse. If you add dependents to your coverage during Open Enrollment, MCHCP must receive proof of eligibility by Nov. 20, 2018, or your dependents will not be added for coverage Jan. 1, 2019.
Active Employees and Non-Medicare Retirees
Unsure which plan is right for you? The myPlan Advisor tool can estimate your annual costs for each MCHCP plan. To use, log in to myMCHCP.
Starting in 2019, MCHCP has selected UnitedHealthcare® to offer a Group Medicare Advantage (PPO) plan for medical coverage and will continue having Express Scripts provide a Medicare Prescription Drug Plan for prescription drug coverage to all Medicare-Eligible Non-Active members.
Online
HSA Plan subscribers must enroll online
Fax
Strive for Wellness® Incentives
Active Employees and Non-Medicare retirees
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