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Plan Updates

Active State Employees and Non-Medicare Members
Anthem is MCHCP’s medical plan administrator for active state employees and non-Medicare members. The HSA, PPO 1250 and PPO 750 plans are still the available plan options, and you will have access to providers through the Anthem networks.

Strive for Wellness® Incentives
You must complete the requirements for the Tobacco-Free and Partnership Incentives to receive in the Incentives in 2022. Your 2021 Incentives will not carry over to 2022.

HSA Central
Payroll deductions are set to $0 at the end of each calendar year. If you wish to continue to contribute to your HSA account through payroll deduction for 2022, you can elect an amount through the Open Enrollment process or by selecting Coverage, Future Coverage tab, and Edit next to the Optional Payroll Deduction amount in myMCHCP.

Medicare-eligible Retired Members
UnitedHealthcare® is MCHCP's medical plan administrator providing Medicare-eligible retired members a Group Advantage (PPO) plan for medical coverage. Express Scripts provides a Medicare Prescription Drug Plan for prescription drug coverage to all Medicare-eligible members who are covered by the Medicare Advantage Plan.

HSA Plan

  • LiveHealth® Online visits covered at 100% after deductible is met
  • Glucometers and test strips covered at 100%
  • Deductible is waived for the following prescriptions (coinsurance still applies):
    • ACE inhibitors
    • Anti-resorptive therapy
    • Beta-blockers
    • Inhaled corticosteroids
    • Insulin and other glucose-lowering agents
    • SSRIs
    • Statins

Vision Plan

  • New discount pricing for blue light blocking glasses

Member Education

Open Enrollment Webinars

  • Active Employee & Non-Medicare Retiree
    There will be no live webinars for 2022 Open Enrollment.
  • Medicare Retiree
    Medicare-eligible retirees, survivors, long-term disability subscribers, terminated vested subscribers and Medicare-eligible dependents
    UnitedHealthcare (UHC) Group will be conducting phone meetings on the Medicare Advantage Plan. Visit the UHC website and select Enrollment information from the top menu bar. On the next page, select 2022 Open enrollment meeting schedule (pdf).

    Call 844-884-1848 for more information or visit www.uhcretiree.com/mchcp.

myMCHCP Demonstrations Available

Plan Education Videos
MCHCP will havehas new videos to educate members and explain the plan benefit options.

Current videos include: (Available now)

  • Insurance 101
  • HSA Plan
  • Vision Benefits
  • PPO 750 Plan
  • PPO 1250 Plan

New videos include:

  • 2022 Open Enrollment
    MCHCP’s 2022 Open Enrollment is Oct. 1-31. Active state employees and non-Medicare retirees: Check out this video to learn more about MCHCP’s plan options and how to enroll in coverage for 2022!
  • What is Open Enrollment
    Missouri Consolidated Health Care Plan’s annual Open Enrollment for the 2022 plan year begins Oct. 1. This video explains what Open Enrollment is and how to prepare.

Preparing for Enrollment

Open Enrollment Options

  • Enroll, change or cancel medical, dental and/or vision coverage
  • Add, change or cancel dependent coverage

Adding Coverage

To enroll dependents, you must also be enrolled in the plan(s) and provide proof of eligibility for each dependent, if not previously submitted. You may enroll in different levels of coverage for medical, dental and vision plans.

Retirees who are not already enrolled in medical, dental and/or vision coverage, cannot enroll in these plans during Open Enrollment. New dependents may only be added due to a life event. View Enrollment for more information.

Transferring Coverage

If you are a retiree and your spouse is either an active state employee or retiree, you may transfer to your spouse’s coverage or from your spouse’s coverage to your own as long as you are both eligible for coverage through MCHCP. You may transfer to either plan at any time it is advantageous to you, as long as coverage is continuous.

If you do not enroll during Open Enrollment and you are currently enrolled:

  • Active employees and Non-Medicare retirees in the PPO 750, PPO 1250 or HSA plans, will automatically be enrolled in the same plan through Anthem
  • Medicare retirees will continue in the Medicare Advantage Plan through UnitedHealthcare® (UHC)
  • TRICARE Supplement Plan members will continue in the same plan
  • Dental and/or Vision Plan members will continue at the same level

Married Employees

If you are an active state employee married to another active state employee, you each must enroll separately. If you wish to share a family deductible and out-of-pocket maximum for your medical plan, you must each enroll in the same medical plan and provide your spouse’s name and Social Security number at enrollment.

Flexible Spending Account

The State of Missouri offers a Flexible Spending Account (FSA) to active state employees, administered by ASI Flex. Employees are auto-enrolled to allow premiums to be deducted pretax. Employees in a PPO plan may enroll in the health care FSA, and employees in the HSA Plan can choose to enroll in a dental/vision FSA in addition to their HSA. Visit www.mocafe.com to learn more, and to set your contribution elections for next year.

Canceling Coverage

If you do not want coverage in any or all of the plans, you must cancel your coverage during Open Enrollment.

Retirees and their dependents who cancel coverage cannot re-enroll at a later date.

Proof of Eligibility

Active Employees

MCHCP requires proof of eligibility for covered dependents; for example, a birth certificate for your child or marriage license for your spouse. If you add dependents to your coverage during Open Enrollment, MCHCP must receive proof of eligibility by Nov. 20, 2021, or your dependents will not be added for coverage Jan. 1, 2022.

myPlan Advisor — available beginning Sept. 17

Active Employees and Non-Medicare Retirees

Unsure which plan is right for you? The myPlan Advisor tool can estimate your annual costs for each MCHCP plan. To use, log in to myMCHCP.

Completing your Enrollment — Enroll by Oct. 31, 2021

Online

(New HSA Plan subscribers must enroll online)

  • Log in to myMCHCP
  • Select Open Enrollment from the menu bar
  • Make coverage selections, and save or print your confirmation page
  • If you enroll more than once, the last enrollment will override previous ones

Fax

  • Complete your Open Enrollment worksheet
  • Sign and date the sheet
  • Fax to 866‑346‑8785

Mail

  • Complete your Open Enrollment worksheet
  • Sign and date the sheet
  • Mail to MCHCP
>

Strive for Wellness® Incentives

Active Employees and Non-Medicare retirees

  • Log in to myMCHCP
  • Select the Incentives icon
  • Complete the Strive for Wellness® Incentive requirements by Nov. 30, 2021, to begin receiving the Incentives on Jan. 1, 2022

Strive for Wellness® Incentives

Active Employees and Non-Medicare retirees

  • Log in to myMCHCP
  • Select the Incentives icon
  • Complete the Incentive requirements by Nov. 30, 2021, to begin receiving the Incentives on Jan. 1, 2022

Publications


2022 Enrollment Guide — State Employees

2022 State Employees Enrollment Guide

2022 Enrollment Guide — Non-Medicare Retiree

2022 Non-Medicare Retiree Enrollment Guide

2022 Enrollment Guide — Medicare-Eligible Retired Members

2022 Medicare-Eligible Retirees Enrollment Guide


2022 Dental and Vision Brochure

2022 Dental and Vision Brochure



2022 Summary of Benefits and Coverage

2022 Summary of Benefits and Coverage

2022 Monthly Subscriber Premiums — Active Employees, Leave of Absence, COBRA and Level B Foster Parents

2022 Monthly Subscriber Premiums — Active Employees, Leave of Absence, COBRA and Level B Foster Parents

2022 Monthly Subsriber Premiums — Non-Medicare Retiree, Survivor, Long-Term Disability and Terminated Vested

2022 Monthly Subsriber Premiums — Non-Medicare Retiree, Survivor, Long-Term Disability and Terminated Vested


2022 Monthly Subscriber Premiums — Medicare Advantage Plan

2022 Monthly Subscriber Premiums — Medicare Advantage Plan

2022 Monthly Subscriber Premiums — Without Contraception Coverage — Active, Leave of Absence, COBRA & Level B Foster Parent Subscribers

2022 Monthly Subscriber Premiums — Non-Contraception Benefit Option — Active Employees, Leave of Absence, COBRA and Level B Foster Parents

2022 Monthly Subsriber Premiums — Without Contraception Coverage — Non-Medicare Retiree, Survivor, Long-Term Disability and Terminated Vested

2022 Monthly Subsriber Premiums — Non-Contraception Benefit Option — Non-Medicare Retiree, Survivor, Long-Term Disability and Terminated Vested

 
 

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