Missouri state law, Section 191.724, RSMo, allows a person the right to decline or refuse coverage for contraception if these items or procedures are contrary to an employee’s religious beliefs or moral convictions.
While all MCHCP plans cover these services (see Contraception and Sterilization), if you have such a religious or moral conviction, MCHCP is offering a benefit plan option excluding these services. If you declare you have a religious or moral objection, your benefits will provide no coverage for contraception as either a medical or pharmacy benefit for non-Medicare primary individuals covered on your plan.
MCHCP is not able to alter contraception benefits for those with Medicare primary coverage. The U.S. Department of Health and Human Services makes the rules for Medicare and includes contraception benefits in Medicare.
All MCHCP non-Medicare primary subscribers have the option to declare a religious or moral objection and decline contraception coverage.
Members may select the non-contraception benefit option during open enrollment or due to a change event. Members may also contact MCHCP Member Services at 800-487-0771 with questions or to request a Non-Contraception Benefit Option form to fill out.
Available under the prescription drug plan only: preferred* oral and preferred* patch covered 100% when accompanied by a prescription and filled at a network pharmacy (non-preferred may be covered in limited situations).
Available under the medical plan only: tubal ligation.
Available under the prescription and/or medical plan:
*Preferred drug as determined by ESI
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