View the Health Savings Account (HSA) annual contribution maximum amounts to see how much you can put in your account.
| 2025 Contributions |
Subscriber Only | Subscriber/Spouse Subscriber/Child(ren) Subscriber/Family |
|---|---|---|
| IRS Contribution Limit | Subscriber Only: $4,300 | Subscriber/Spouse, Subscriber/Child(ren), Subscriber/Family: $8,550 |
| IRS Contribution Limit (age 55 and older) |
Subscriber Only: $5,300 | Subscriber/Spouse, Subscriber/Child(ren), Subscriber/Family: $9,550 |
| MCHCP Contribution (active employee subscribers only) |
Subscriber Only: $500 | Subscriber/Spouse, Subscriber/Child(ren), Subscriber/Family: $1000 |
| Active subscribers may contribute | Subscriber Only: $3,800 | Subscriber/Spouse, Subscriber/Child(ren), Subscriber/Family: $7,550 |
| Active subscribers may contribute (age 55 and older) |
Subscriber Only: $4,800 | Subscriber/Spouse, Subscriber/Child(ren), Subscriber/Family: $8,550 |
NOTE: If the subscriber is an active employee and Medicare-eligible, they must defer Medicare Part A and Part B to contribute to the HSA.
Contribution rules for HSAs are complex. Members should consult a tax advisor about individual circumstances and the maximum annual contribution. MCHCP does not provide individual tax advice.
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