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Once an employer notifies MCHCP of layoff, a letter, Leave of Absence Enrollment Form and bill (if applicable) will be mailed. To continue coverage, return the Leave of Absence Enrollment and payment (if applicable) to MCHCP within 10 days. Coverage may be continued for a maximum of 24 months at the Leave of Absence rate. To determine the rate, use the premium calculator. Failure to pay the monthly premium will result in coverage termination. The employer must re-certify layoff status at least every 12 months.

If spouse is an MCHCP subscriber (active or retired), coverage may be transferred to the spouse’s plan by submitting online "Add coverage due to loss of employer-sponsored or MCHCP group coverage" eForm (or a completed Enroll/Change/Cancel Form) to MCHCP within 31 days after active coverage ends. To be covered individually at a later date, MCHCP coverage must be continuous.

If not continued, coverage ends the last day of the month of active employment.

MCHCP eligibility ends when subscriber becomes eligible for other employer-sponsored coverage.

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